Job Description
In this role, you will:
- Be responsible for portfolio management and strategy:
- Build codes in SAS or Analytic Client to automate the conversion of raw data into business information.
- Deliver mandatory local and regional reporting as well as assisting on ad-hoc portfolio action analysis.
- Develop monitoring strategy for new policy changes/ business initiatives to ensure no potential risk.
- Provide Loan Impairment reporting though review and forecasting exercises.
- Design and develop programs to validate and monitor the effectiveness of advanced decision models.
- Support initiative to build the wealthy unsecured portfolios via cross sell, balance build, line managements, and other Triad strategies.
- Provide analysis to highlight any areas of concern or emerging trends in term of deteriorated credit quality or reduced profitability across all RBWM products.
- Represent as country SME in portfolio and reporting projects such as IFRS9, BASEL II, system automation projects, etc
- Manage projects from end to end process.
- Coordinate with local and regional stakeholders to execute and deliver the project timeline.
- Monitor systems and enhancements by:
- Coordinate various projects such as system enhancement (AAPS, WHIRL, TRIAD, etc) on local host.
- Participate in end to end User Acceptance Test for any release or change to lending decision engine, originating systems, and initiating automation processes within RBWM Risk.
- Support the enhancement of system infrastructure such as lending decision engines, scoring engines, etc.
Job Requirement
To be successful in the role, you should meet the following requirements:
- Bachelor’s degree
- Minimum 1-3 years experience in consumer credit risk, financial/business analysis, portfolio management or project management
- Strong organizational, analytical, problem-solving, verbal and written communication skills
- Proficiency with personal computers as well as pertinent mainframe systems and software packages.
- Knowledge and understanding of financial services preferred